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Pre-Filing Bankruptcy Credit Counseling – User Agreement. The pre-filing credit counseling consists of 3 steps.. Online course – This portion is available 24 hours a day, 7 days a week; Financial Analysis Review – A credit counselor will issue a Financial Analysis upon completion of the online course. Our credit counselors are available and financial analyses will be issued during the hours of.

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Did you pay too much for pre-file credit counseling? This is an opportunity to save $$ on your pre-discharge course requirement. Only $7.95 per household. Save money now! Register Today!! "Thank you so much for your excellent class and great service. I certainly learned a lot from your course.

Pre-Filing Bankruptcy Counseling: The First Certificate. Pre-filing bankruptcy counseling takes about 90 minutes. Your counselor will ask for information about your income, household expenses and debt, so a full budget analysis can be made.

001 Debtorcc, Inc. is approved to issue certificates evidencing completion of a pre-filing bankruptcy credit counseling session in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider’s services. We are approved to provide this bankruptcy course in all US States and Territories.

How long is the course? The pre-filing credit counseling course takes approximately 60-90 minutes to complete. The post-filing debtor education course takes a minimum of 2 hours to complete (by law). Back to top Do I have to complete the course in one sitting? No, your progress is saved as you proceed through each course.

Pre-Filing Credit Counseling – The certificate expires 180 days from the date the counseling was completed. Pre-Discharge Debtor Education- In most cases, the certificate needs to be presented in court within 45 days of the original filing date. For further explanation on this matter, it’s best to speak to your attorney.

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Bankruptcy Credit Counseling and Certificates. Filing for bankruptcy is a difficult decision, and many experts consider it to be a last resort. Before moving forward, be sure to consider your other options, such as a debt management program.. If you have already explored other options, and have decided to file for bankruptcy, you are likely looking forward to a clean slate and a fresh start.

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