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The housing research group defines "seriously underwater" as owing more than 25 percent than the home is worth. More than 1 in 6 homeowners with mortgages were seriously underwater in the.

As of Q1 2010, 14.75 million owe more than their house is worth: . That would be a third of all homeowners with a mortgage. Update: As of early 2011, 15.7 million homeowners are underwater (27 percent of mortgaged single-family homes).

"Since home prices bottomed out nationwide in the first quarter of 2012, the number of seriously underwater U.S. homeowners has decreased by about 7.1 million, an average decrease of about 1.4 million each year," said Daren Blomquist, senior vice president with ATTOM Data Solutions.

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HARP – the Home Affordable Refinance Program – helped refinance underwater homeowners into new, more affordable mortgages. HARP expired at the end.

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WASHINGTON – The number of homeowners with a mortgage in negative equity continues to decline nationwide, but CoreLogic says 7.2 percent of homeowners with a mortgage in the D.C. area are still.

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Five states account for most lagging values. As the housing market rebounds, it’s easy to forget those who are still struggling with underwater home values. Nearly 11% of U.S. Homeowners Are Still.

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While negative equity makes a household more vulnerable to foreclosure, most homeowners in negative equity will not end up in default. The majority of underwater homeowners continue to make regular payments on their mortgages, with only 6.9 percent of underwater homeowners being delinquent.

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