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As a new homeowner, you have even more to lose from poor fiscal management. By signing your name to a mortgage note, you’ve given a lender the right to foreclose on your home, should you stop making payments. Keep your mortgage on the straight and narrow by following these four tips for managing your mortgage:

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"If you want, you can get mortgage insurance right now in order to protect your new home. This pays your mortgage if something happens to you. Isn’t it nice to be able to offer this security to your family and loved ones? It’s just a few bucks. About $20 or so extra a month. In the grand scheme of things, that’s nothing! Right?" Not.

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Check out the web’s best free mortgage calculator to save money on your home loan today. estimate your monthly payments with PMI, taxes, homeowner’s insurance, HOA fees, current loan rates & more. Also offers loan performance graphs, biweekly savings comparisons and easy to print amortization schedules.

But anything beyond that is a proven waste of tax dollars,” said Jeff Capell, a Blue Ash city councilman and co-founder of the watchdog group No More. one would tell you their mortgage payments if.

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